大家的創業資金都從哪裡來啊? - 創業
By Quintina
at 2016-12-26T14:50
at 2016-12-26T14:50
Table of Contents
創業資金來源不外乎是,自己的儲蓄、銀行
融資、天使創投、政策補助、高利貸,等幾
種方式,最不建議當然是高利貸或用信用卡
貸款。
用自己的存款,好像要存很久才能達到目標
值開始創業,缺點是儲蓄的過程就花不少時
間。
銀行貸款在創業初期沒有收入,銀行也不願
放貸,除非是用個人信用貸款,不過有利率
過高的缺點。
天使創投在台灣的性質,大多喜歡投營運穩
健的公司,在保守的風險控管觀念之下,初
創企業不一定能獲得青睞,且缺點是公司股
權需與他人共享,甚至可能介入公司的營
運。
政策補助,好處是不用還,也不會讓股權被
稀釋,但是要寫許多企劃書,即使通過,之
後也必須按照計劃去核銷金額,在營運實務
上缺乏彈性,且核銷手續也比較繁雜,還是
要有一定的自備款等等。
不知道各位的創業資金都從哪裡來?有推薦的管道嗎?
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Tags:
創業
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