幫助父母親轉行 - 創業
By Christine
at 2011-12-19T01:07
at 2011-12-19T01:07
Table of Contents
目前本人我是大四應屆畢業生,目前在等明年九月的碩士入學
不過目前家裡有些經濟狀況問題,想幫助父母親轉行!
--------------------------------正文開始--------------------------------
原本父親從我小時候就是經營裝修冷氣的行業,有自住家的店面(1樓當店面2~4樓自己住)
地點在國小旁邊,不過從國中那時,家裡的生意每況愈下,雖然在大月的時候,
利潤還不錯,不過如果以現在來看平均下來一個月可能不到3萬,而在我在讀大學的時候
因為父母親都希望是認真的念書,生活費都不用我煩惱(我是助貸),
不過最近幾年家裡冷氣生意每況愈下,而父親為了cover生活費,
用房子貸款"再借一些錢"出來(本來就有房貸),然後再用信貸再借一些錢出來,
而最近借出來的錢都所剩無幾,而房貸的利息和本金也增加了不少,再加上信貸的錢
導致家裡常常為了錢吵架,而現在因為冬天生意一個月收入可能才幾千塊不到,
所以都不知道接下來這幾個月怎麼辦,而父親的想法希望房子賣掉,
換間沒有貸款的小房子,然後把勞保的錢以月領的方式領取
然後做點小生意來過生活!!
不過我的想法是希望父親能夠再撐個1~2年,畢竟房子已經住習慣了
等我哥當兵回來後再一起扛房貸(我哥明年1月當兵 預計年底回來),
而我是生活費都是自己出,不增加家裡負擔為原則,若有多餘的錢再幫忙還貸款
因為我目前就讀私立科技大學,考上國立大學碩士班,未來就業薪水可能會有蠻大的落差
並且畢業後也無法馬上找份工作!!
"明年6月畢業在加當兵1年大概要後年6月才回來"
所以希望能用原來的店面來轉換跑道,而目前的想法是"經營麵包店"(麵包向佳湘批來賣)
因為正對面是國小,希望能以放學的人潮來賺錢,利用家長在等小孩,
想說買個點心或者當作明天的早餐等等類的方向來賣,
不過目前父親則是拉不下臉來賣...可能怕被鄰居笑吧!!
所以我想利用這半年時間來幫父親轉行,而不是喪氣得說要賣房子!!!
畢竟在撐個兩~三年,生活我相信一定會好轉,
所以想問板上的大大,如何麵包店之外,如何善用正對國小的店面呢?
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Tags:
創業
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