現在不做...以後會後悔? - 創業
By Hedwig
at 2014-05-14T22:40
at 2014-05-14T22:40
Table of Contents
※ [本文轉錄自 Tech_Job 看板 #1JPNS_DL ]
作者: jeng (垃圾袋很甜)
標題: Re: [請益] 現在不做...以後會後悔?
時間: Sun May 4 07:09:49 2014
※ 引述《kbbox1986 (抉擇)》之銘言:
看完你整篇文章後心有戚戚焉 我正走過你想走的路
以過來人的身分給你些建議 讓你有機會去評估看看
我研究所畢業後進了所謂的頂級傳產待了七年雖然年薪不錯
也做到一定職等 但驚於公司本業開始有虧損 且競爭力與品質有下滑趨勢
因此去年初在大家的驚訝聲中毅然閃辭 之後隔半年被動式創業
所謂被動式創業是我本身沒有想到創業 是因為有朋友的朋友邀約(錯誤開始)
那時像著魔似地投入跟自己本業完全不相干的領域
之後再隔了半年因出現很大問題 當機立斷認賠把公司收起來還差點搞到上法院
也把自己七年的積蓄賠光 甚至還跟家人調了一些頭寸才勉強落入沒負債的窘境
現在不但是重頭開始 而且是從零開始 而我已快35歲了 因此請你考慮以下問題
1.假設今天最壞打算 你事業垮了 資金燒光了 從頭開始 你的剩餘價值在哪?
我也是走到這一步才發現這個社會對重新開始的人是很不友善的
沒有人或公司會賞識你毅然創業的勇氣 卻只會注意你履歷上的空白與年紀
甚至我表明願意拿跟新人一樣低的薪水還是不得青睞 因為人家會認為會不會
哪一天你可能不幹了 而且這段就業空白的時間其實是很難一言道盡的
還好因為本身具有某些無可取代的專長 所以有些洽談機會
否則真的只能轉往要輪班的工程師甚至服務業
2.假設你要開一個資本額100萬的公司 我建議你至少要有300萬 為什麼??
100萬是拿去做資本額登記專用帳戶 至少要一周後才能動用
而成立初期是最燒錢的 包括地址選定 房屋租金及裝潢(水電拉線 油漆
室內設計 文具等消耗品)再加上每個月固定的人事開銷
而且我也才發現能貸款的管道少得可憐(青創貸款及微型貸款不行
鳳凰貸款是給中年二度就業婦女更是無理) 公司負責人還不能申請個人信貸咧
要跟銀行貸款如果沒有擔保品你看哪家銀行敢借你
更別說如果以前你有信用瑕疵(如信用卡帳單遲繳或有信貸學貸未還)
你根本就不可能申請甲存帳戶 如此一來你怎麼開票給廠商??
公司每天一開門不管有無營運或賺錢都是在燒錢 不像你每天坐在辦公室
就算啥事都不做還是有錢可拿 而且跟客戶建立關係必要的開銷也是不能省
甚至有些行業別還得面臨要不要囤貨的壓力 在此就不多說了
3.人的問題也是最重要的問題 就算你開獨資公司 你也是要找人一起經營吧?
就算不找人協助也要有員工吧?? 你信得過的又有能力的有多少?
對方的品行操守你都了然於胸嗎? 如果要合資那又是一件大工程
4.你把重頭開始想得太簡單了 當我一切歸零試著向以前同學同事供應商尋求
一些管道時也嘗盡人情冷暖 以前人家重視你是因為你的公司 你的職位
不是因為你這個人 人在政在 當你失去了別人搭給你的舞台時
就算要重操舊業你真的有籌碼嗎?? 甚至我連想回原公司都吃閉門羹
最後你問我後不後悔創業?? 我現在只能安慰自己說 起碼我做了一件
很多上班族這輩子這沒做過也不敢做的事 但代價是財產迅速歸零
家人的不諒解 以及這個社會對二度就業的不友善(即使四大碩畢也一樣)
我不知道你想創業的類別是啥 如果只是因為對生活平淡而想創業
那我勸你最好不要 因為你功課顯然做得還不夠
--
作者: jeng (垃圾袋很甜)
標題: Re: [請益] 現在不做...以後會後悔?
時間: Sun May 4 07:09:49 2014
※ 引述《kbbox1986 (抉擇)》之銘言:
看完你整篇文章後心有戚戚焉 我正走過你想走的路
以過來人的身分給你些建議 讓你有機會去評估看看
我研究所畢業後進了所謂的頂級傳產待了七年雖然年薪不錯
也做到一定職等 但驚於公司本業開始有虧損 且競爭力與品質有下滑趨勢
因此去年初在大家的驚訝聲中毅然閃辭 之後隔半年被動式創業
所謂被動式創業是我本身沒有想到創業 是因為有朋友的朋友邀約(錯誤開始)
那時像著魔似地投入跟自己本業完全不相干的領域
之後再隔了半年因出現很大問題 當機立斷認賠把公司收起來還差點搞到上法院
也把自己七年的積蓄賠光 甚至還跟家人調了一些頭寸才勉強落入沒負債的窘境
現在不但是重頭開始 而且是從零開始 而我已快35歲了 因此請你考慮以下問題
1.假設今天最壞打算 你事業垮了 資金燒光了 從頭開始 你的剩餘價值在哪?
我也是走到這一步才發現這個社會對重新開始的人是很不友善的
沒有人或公司會賞識你毅然創業的勇氣 卻只會注意你履歷上的空白與年紀
甚至我表明願意拿跟新人一樣低的薪水還是不得青睞 因為人家會認為會不會
哪一天你可能不幹了 而且這段就業空白的時間其實是很難一言道盡的
還好因為本身具有某些無可取代的專長 所以有些洽談機會
否則真的只能轉往要輪班的工程師甚至服務業
2.假設你要開一個資本額100萬的公司 我建議你至少要有300萬 為什麼??
100萬是拿去做資本額登記專用帳戶 至少要一周後才能動用
而成立初期是最燒錢的 包括地址選定 房屋租金及裝潢(水電拉線 油漆
室內設計 文具等消耗品)再加上每個月固定的人事開銷
而且我也才發現能貸款的管道少得可憐(青創貸款及微型貸款不行
鳳凰貸款是給中年二度就業婦女更是無理) 公司負責人還不能申請個人信貸咧
要跟銀行貸款如果沒有擔保品你看哪家銀行敢借你
更別說如果以前你有信用瑕疵(如信用卡帳單遲繳或有信貸學貸未還)
你根本就不可能申請甲存帳戶 如此一來你怎麼開票給廠商??
公司每天一開門不管有無營運或賺錢都是在燒錢 不像你每天坐在辦公室
就算啥事都不做還是有錢可拿 而且跟客戶建立關係必要的開銷也是不能省
甚至有些行業別還得面臨要不要囤貨的壓力 在此就不多說了
3.人的問題也是最重要的問題 就算你開獨資公司 你也是要找人一起經營吧?
就算不找人協助也要有員工吧?? 你信得過的又有能力的有多少?
對方的品行操守你都了然於胸嗎? 如果要合資那又是一件大工程
4.你把重頭開始想得太簡單了 當我一切歸零試著向以前同學同事供應商尋求
一些管道時也嘗盡人情冷暖 以前人家重視你是因為你的公司 你的職位
不是因為你這個人 人在政在 當你失去了別人搭給你的舞台時
就算要重操舊業你真的有籌碼嗎?? 甚至我連想回原公司都吃閉門羹
最後你問我後不後悔創業?? 我現在只能安慰自己說 起碼我做了一件
很多上班族這輩子這沒做過也不敢做的事 但代價是財產迅速歸零
家人的不諒解 以及這個社會對二度就業的不友善(即使四大碩畢也一樣)
我不知道你想創業的類別是啥 如果只是因為對生活平淡而想創業
那我勸你最好不要 因為你功課顯然做得還不夠
--
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