農夫家庭求翻身還債,需要建議 - 事業
By Mason
at 2018-03-26T00:11
at 2018-03-26T00:11
Table of Contents
我老爹目前65歲 因為之前有祖產所以也沒有工作遊手好閒
前年底不知道被鬼牽到 朋友找他去賭錢就去看看
結果把身上幾百萬現金輸光 賭場讓他繼續賭 最後倒賠一千多萬
因為逼債 由我出面跟銀行借款把家裡的祖產拿來貸款還錢
我現在身上負擔近兩千萬 周轉型貸款目前繳息每個月三萬左右
我35歲 月薪約5萬多 全家只有我一個在工作 弟弟找工作不是很順利
目前我衡量家中狀況
優勢 有3個閒置人力(父/母/弟弟) 家裡有農地一小塊(也拿去抵押)
劣勢為 資金缺乏 人力素質不高(父母高中畢業) 沒有技術只能做勞力工作
機會 因為家中變故 目前思考轉型做生意尋求翻身
威脅 每個月要負擔債務利息 周轉型還不用還本金
但是我們家在竹苗這邊世代務農 生活單純 所以也沒有做事業的經驗
所以上來尋求意見 以我們目前狀況可以朝什麼方向轉型做事業
若真的幫忙到家裡翻身 真的感激不盡
--
前年底不知道被鬼牽到 朋友找他去賭錢就去看看
結果把身上幾百萬現金輸光 賭場讓他繼續賭 最後倒賠一千多萬
因為逼債 由我出面跟銀行借款把家裡的祖產拿來貸款還錢
我現在身上負擔近兩千萬 周轉型貸款目前繳息每個月三萬左右
我35歲 月薪約5萬多 全家只有我一個在工作 弟弟找工作不是很順利
目前我衡量家中狀況
優勢 有3個閒置人力(父/母/弟弟) 家裡有農地一小塊(也拿去抵押)
劣勢為 資金缺乏 人力素質不高(父母高中畢業) 沒有技術只能做勞力工作
機會 因為家中變故 目前思考轉型做生意尋求翻身
威脅 每個月要負擔債務利息 周轉型還不用還本金
但是我們家在竹苗這邊世代務農 生活單純 所以也沒有做事業的經驗
所以上來尋求意見 以我們目前狀況可以朝什麼方向轉型做事業
若真的幫忙到家裡翻身 真的感激不盡
--
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